What type of policy provides coverage for injuries sustained at work?

Workers' Compensation is a specific type of insurance designed to provide benefits to employees who suffer job-related injuries or illnesses. This policy helps to cover medical expenses, rehabilitation costs, and a portion of lost wages due to the inability to work following an injury. It serves to protect both employees by ensuring they receive necessary care and employers by limiting their liability in cases of workplace accidents.

In contrast, liability insurance generally pertains to claims of negligence or harm caused to third parties, not coverage for employee injuries. Health insurance is focused on general medical expenses for individuals, regardless of the circumstances of their injuries, while property insurance deals with losses or damages to physical property rather than injuries to individuals. Therefore, Workers' Compensation stands out as the most appropriate policy for addressing injuries sustained at work.